Why should I invest in a fund vs trust deed investing?

Investing in a mortgage fund offers several advantages over direct trust deed investing, primarily due to its risk diversification and management ease. In a mortgage fund, an investor's capital is spread across a wide array of loans and property types, effectively mitigating the risk associated with any single investment. This diversification is a crucial benefit, as it can protect investors from significant losses that might occur if they were exposed to only one or a few investments that perform poorly. In addition, a mortgage fund is professionally managed, meaning investors do not need to dedicate their time and effort to oversee each loan. This hands-off approach allows investors to benefit from the expertise of experienced fund managers who are experts at overseeing each potential loan from origination through servicing. For investors this means you can enjoy the potential for a steady income stream and capital appreciation without the need to be deeply involved in the day-to-day management and decision-making processes associated with trust deed investing. This combination of professional management and diversification makes mortgage funds an attractive option for those looking to invest in real estate with reduced risk and minimal personal involvement.